Insurance Sales Agent Salary in Kentucky
Based on 6K+ workers in Kentucky
Median Annual Salary (KY)
$60,880
$29.27/hr
vs National Average
$63,491
-4.1% vs national median
Salary Range (10th–90th)
$32K – $145K
6K employed in Kentucky
The median Insurance Sales Agent salary in Kentucky is $60,880 per year, with approximately 6,210 workers employed in this field throughout the state. This salary sits 4% below the national average, reflecting regional economic differences. However, salaries in Kentucky's insurance sales sector range widely from $32,160 to $144,780 annually, indicating significant variation based on individual circumstances.
Several factors influence Insurance Sales Agent salary in Kentucky, including experience level, commission structure, agency size, and client base. Agents working for larger firms or specializing in commercial insurance typically earn more than those in smaller agencies or focused on individual policies. Geographic location within Kentucky, educational credentials, and professional certifications also play important roles in determining compensation levels across the state.
Salary Distribution — Insurance Sales Agent in Kentucky
| Percentile | Annual Salary |
|---|---|
| 10th percentile | $32,160 |
| 25th percentile | $46,260 |
| Median (50th percentile) | $60,880 |
| 75th percentile | $81,000 |
| 90th percentile | $144,780 |
Top-Paying Industries for Insurance Sales Agent (U.S.)
Which industries pay Insurance Sales Agents the most — nationwide figures (industry-level data is not available by state). Insurance Sales Agents in Kentucky tend to follow these industry patterns.
| Industry (U.S.) | Median Salary | Employed (U.S.) |
|---|---|---|
| Wholesale Trade | $107,430 | — |
| Government (excl. schools, hospitals & USPS) | $88,860 | 730 |
| Management of Companies and Enterprises | $81,090 | 3K |
| Construction | $79,980 | 60 |
| Health Care and Social Assistance | $65,850 | 360 |
Source: U.S. BLS OEWS National Industry-Specific estimates, May 2025. National figures (not state-specific).
Historical Salary Trend — Insurance Sales Agent in Kentucky vs National
| Year | Median Salary (Kentucky) |
|---|---|
| 2022 | $54,620 |
| 2023 | $51,100 |
| 2024 | $59,590 |
| 2025 | $60,880 |
| 2026 (projected) | $62,198 |
The latest year is a projection based on recent wage trends — BLS has not yet released that year’s data.
| Year | Kentucky Median | National Median |
|---|---|---|
| 2022 | $54,620 | $56,540 |
| 2023 | $51,100 | $57,817 |
| 2024 | $59,590 | $60,047 |
| 2025 | $60,880 | $63,491 |
| 2026 (projected) | $62,198 | $64,865 |
Insurance Sales Agent Salary by Experience Level in Kentucky
| Experience Level | Years | Median Annual Salary |
|---|---|---|
| Junior | 0-2 yrs | $46,260 |
| Mid-level | 3-5 yrs | $60,880 |
| Senior | 6-9 yrs | $81,000 |
| Staff / Lead | 10+ yrs | $144,780 |
Insurance Sales Agent Salary in Other States
Related Insurance Sales Agent Salaries in Kentucky
How other high-demand occupations in Kentucky compare to Insurance Sales Agent ($60,880 median).
| Occupation | Median Salary | vs Insurance Sales Agent | Hourly |
|---|---|---|---|
| Financial Manager in KY | $130,650 | +114.6% | $62.81/hr |
| Actuary in KY | $120,400 | +97.8% | $57.88/hr |
| Financial Analyst in KY | $81,660 | +34.1% | $39.26/hr |
| Credit Analyst in KY | $79,290 | +30.2% | $38.12/hr |
| Budget Analyst in KY | $76,860 | +26.2% | $36.95/hr |
| Financial Examiner in KY | $76,260 | +25.3% | $36.66/hr |
| Accountant in KY | $75,270 | +23.6% | $36.19/hr |
| Economist in KY | $71,400 | +17.3% | $34.33/hr |
| Compliance Officer in KY | $69,240 | +13.7% | $33.29/hr |
| Personal Financial Advisor in KY | $67,150 | +10.3% | $32.28/hr |
| Tax Examiner in KY | $65,690 | +7.9% | $31.58/hr |
| Loan Officer in KY | $62,090 | +2.0% | $29.85/hr |
Frequently Asked Questions
How much do insurance sales agents make in Kentucky?
- Insurance sales agents in Kentucky earn a median salary of $60,880 per year, or $29 per hour. This is 4.1% below the national average for the same position.
What is the salary range for insurance sales agents in Kentucky?
- The salary range for insurance sales agents in Kentucky spans from $32,160 at the low end to $144,780 at the high end, depending on experience and performance.
Is the insurance sales agent salary in Kentucky competitive?
- Kentucky's median insurance sales agent salary of $60,880 is slightly below the national average by 4.1%, making it somewhat less competitive than other states for this profession.
How many insurance sales agents work in Kentucky?
- There are approximately 6,210 insurance sales agents currently employed in Kentucky, representing the job market size for this profession in the state.