Actuary Salary in Kentucky
Based on 70+ workers in Kentucky
Median Annual Salary (KY)
$120,400
$57.88/hr
vs National Average
$124,781
-3.5% vs national median
Salary Range (10th–90th)
$87K – $216K
70 employed in Kentucky
The median actuary salary in Kentucky is $120,400 per year, which is approximately 4% below the national average. With 70 actuaries currently employed in the state, Kentucky represents a modest but steady market for these risk assessment professionals. Salaries in the field range from $87,260 to $215,580 annually, reflecting significant variation based on experience and specialization.
Several factors influence actuary salary in Kentucky, including years of professional experience, completion of actuarial exams, and the specific industry sector. Actuaries working in insurance, pension planning, or investment firms may command different compensation levels. Geographic location within the state, company size, and whether an actuary holds advanced credentials like Fellow status also play meaningful roles in determining individual earning potential.
Salary Distribution — Actuary in Kentucky
| Percentile | Annual Salary |
|---|---|
| 10th percentile | $87,260 |
| 25th percentile | $100,210 |
| Median (50th percentile) | $120,400 |
| 75th percentile | $133,000 |
| 90th percentile | $215,580 |
Top-Paying Industries for Actuary (U.S.)
Which industries pay Actuarys the most — nationwide figures (industry-level data is not available by state). Actuarys in Kentucky tend to follow these industry patterns.
| Industry (U.S.) | Median Salary | Employed (U.S.) |
|---|---|---|
| Other Services (except Public Administration) | $175,980 | 50 |
| Finance and Insurance | $131,450 | 20K |
| Management of Companies and Enterprises | $129,810 | 1K |
| Government (excl. schools, hospitals & USPS) | $129,650 | 850 |
| Professional, Scientific, and Technical Services | $124,130 | 4K |
Source: U.S. BLS OEWS National Industry-Specific estimates, May 2025. National figures (not state-specific).
Historical Salary Trend — Actuary in Kentucky vs National
| Year | Median Salary (Kentucky) |
|---|---|
| 2023 | $104,430 |
| 2024 | $120,580 |
| 2025 | $120,400 |
| 2026 (projected) | $120,400 |
The latest year is a projection based on recent wage trends — BLS has not yet released that year’s data.
| Year | Kentucky Median | National Median |
|---|---|---|
| 2023 | $104,430 | $112,820 |
| 2024 | $120,580 | $121,524 |
| 2025 | $120,400 | $124,781 |
| 2026 (projected) | $120,400 | $124,781 |
Actuary Salary by Experience Level in Kentucky
| Experience Level | Years | Median Annual Salary |
|---|---|---|
| Junior | 0-2 yrs | $100,210 |
| Mid-level | 3-5 yrs | $120,400 |
| Senior | 6-9 yrs | $133,000 |
| Staff / Lead | 10+ yrs | $215,580 |
Actuary Salary in Other States
Related Actuary Salaries in Kentucky
How other high-demand occupations in Kentucky compare to Actuary ($120,400 median).
| Occupation | Median Salary | vs Actuary | Hourly |
|---|---|---|---|
| Financial Manager in KY | $130,650 | +8.5% | $62.81/hr |
| Financial Analyst in KY | $81,660 | -32.2% | $39.26/hr |
| Credit Analyst in KY | $79,290 | -34.1% | $38.12/hr |
| Budget Analyst in KY | $76,860 | -36.2% | $36.95/hr |
| Financial Examiner in KY | $76,260 | -36.7% | $36.66/hr |
| Accountant in KY | $75,270 | -37.5% | $36.19/hr |
| Economist in KY | $71,400 | -40.7% | $34.33/hr |
| Compliance Officer in KY | $69,240 | -42.5% | $33.29/hr |
| Personal Financial Advisor in KY | $67,150 | -44.2% | $32.28/hr |
| Tax Examiner in KY | $65,690 | -45.4% | $31.58/hr |
| Loan Officer in KY | $62,090 | -48.4% | $29.85/hr |
| Insurance Sales Agent in KY | $60,880 | -49.4% | $29.27/hr |
Frequently Asked Questions
How much do actuaries make in Kentucky?
- The median salary for actuaries in Kentucky is $120,400 per year, or $58 per hour. This is 3.5% below the national average, making it a slightly lower-paying state for this profession compared to the country overall.
What is the salary range for actuaries in Kentucky?
- Actuaries in Kentucky earn between $87,260 and $215,580 per year, depending on experience, education, and employer. This wide range reflects the variation in compensation based on career progression and specialization within the field.
Is actuarial work well-paid in Kentucky?
- Yes, actuaries are well-compensated in Kentucky with a median salary of $120,400 annually. While Kentucky's actuary salaries are 3.5% below the national average, the profession remains among the higher-paying career paths in the state.
How many actuaries are employed in Kentucky?
- There are currently 70 actuaries employed in Kentucky, representing a relatively small but stable professional workforce in the state.