Credit Analyst Salary in Texas
Based on 6K+ workers in Texas
Median Annual Salary (TX)
$78,730
$37.85/hr
vs National Average
$81,630
-3.6% vs national median
Salary Range (10th–90th)
$51K – $135K
6K employed in Texas
The median Credit Analyst salary in Texas stands at $78,730 annually, offering a solid income for professionals in this field within the state. This figure falls 4% below the national average, with a considerable salary range spanning from $50,600 to $134,860. Currently, approximately 6,130 individuals are employed as Credit Analysts in Texas.
Several elements influence the specific Credit Analyst salary in Texas. Experience level plays a significant role, with entry-level positions typically earning less than seasoned professionals. Additionally, the size and type of the employing financial institution, as well as the cost of living in specific Texas cities, can impact compensation. Specialized skills and certifications may also command higher salaries.
Salary Distribution — Credit Analyst in Texas
| Percentile | Annual Salary |
|---|---|
| 10th percentile | $50,600 |
| 25th percentile | $60,920 |
| Median (50th percentile) | $78,730 |
| 75th percentile | $101,080 |
| 90th percentile | $134,860 |
Top-Paying Industries for Credit Analyst (U.S.)
Which industries pay Credit Analysts the most — nationwide figures (industry-level data is not available by state). Credit Analysts in Texas tend to follow these industry patterns.
| Industry (U.S.) | Median Salary | Employed (U.S.) |
|---|---|---|
| Finance and Insurance | $87,260 | 46K |
| Real Estate and Rental and Leasing | $87,020 | 460 |
| Administrative and Support Services | $83,480 | 2K |
| Utilities | $83,320 | 90 |
| Management of Companies and Enterprises | $83,190 | 8K |
Source: U.S. BLS OEWS National Industry-Specific estimates, May 2025. National figures (not state-specific).
Historical Salary Trend — Credit Analyst in Texas vs National
| Year | Median Salary (Texas) |
|---|---|
| 2022 | $73,210 |
| 2023 | $74,080 |
| 2024 | $77,300 |
| 2025 | $78,730 |
| 2026 (projected) | $80,186 |
The latest year is a projection based on recent wage trends — BLS has not yet released that year’s data.
| Year | Texas Median | National Median |
|---|---|---|
| 2022 | $73,210 | $73,733 |
| 2023 | $74,080 | $75,422 |
| 2024 | $77,300 | $78,827 |
| 2025 | $78,730 | $81,630 |
| 2026 (projected) | $80,186 | $83,140 |
Credit Analyst Salary by Experience Level in Texas
| Experience Level | Years | Median Annual Salary |
|---|---|---|
| Junior | 0-2 yrs | $60,920 |
| Mid-level | 3-5 yrs | $78,730 |
| Senior | 6-9 yrs | $101,080 |
| Staff / Lead | 10+ yrs | $134,860 |
Credit Analyst Salary in Other States
Related Credit Analyst Salaries in Texas
How other high-demand occupations in Texas compare to Credit Analyst ($78,730 median).
| Occupation | Median Salary | vs Credit Analyst | Hourly |
|---|---|---|---|
| Financial Manager in TX | $164,860 | +109.4% | $79.26/hr |
| Economist in TX | $121,420 | +54.2% | $58.38/hr |
| Actuary in TX | $105,020 | +33.4% | $50.49/hr |
| Personal Financial Advisor in TX | $99,160 | +25.9% | $47.67/hr |
| Financial Analyst in TX | $99,150 | +25.9% | $47.67/hr |
| Budget Analyst in TX | $82,970 | +5.4% | $39.89/hr |
| Accountant in TX | $80,920 | +2.8% | $38.90/hr |
| Securities Sales Agent in TX | $78,470 | -0.3% | $37.73/hr |
| Financial Examiner in TX | $78,140 | -0.7% | $37.57/hr |
| Compliance Officer in TX | $75,370 | -4.3% | $36.24/hr |
| Tax Examiner in TX | $71,650 | -9.0% | $34.45/hr |
| Loan Officer in TX | $66,370 | -15.7% | $31.91/hr |
Frequently Asked Questions
How much does a Credit Analyst make in Texas?
- The median salary for a Credit Analyst in Texas is $78,730 per year, which averages out to about $38 per hour. Most Credit Analysts in Texas can expect to earn between $50,600 and $134,860 annually.
What is the typical salary range for a Credit Analyst in Texas compared to the national average?
- In Texas, the salary range for a Credit Analyst is from $50,600 to $134,860 annually. This means salaries in Texas are about 3.6% lower than the national average.
How many Credit Analysts are employed in Texas?
- There are approximately 6,130 Credit Analysts employed in Texas. This indicates a significant presence of this role within the state's job market.
What is the difference between the highest and lowest paid Credit Analysts in Texas?
- The salary difference between the top 10% of Credit Analysts and the bottom 10% in Texas is substantial. The highest earners can make up to $134,860 annually, while those at the lower end of the scale earn around $50,600.