Credit Analyst Salary in the United States
Based on 64K+ data points from BLS and H-1B filings
Median Annual Salary
$81,630
$39.25/hr
▲ 3.6% vs 2024Salary Range
$56K – $142K
10th – 90th percentile
Total Employed
64K
workers nationwide
The average Credit Analyst salary in the United States is $81,630 per year, which equates to approximately $39 per hour. This median figure provides a benchmark for professionals in this field, with the typical salary range falling between $55,594 and $142,018 annually.
Several factors influence the Credit Analyst salary in the United States. These include years of experience, the specific industry of employment, and geographical location, with states like New York offering higher compensation. The overall demand for these professionals, with 64,390 currently employed, also plays a role in salary levels.
Salary Distribution — Credit Analyst
| Percentile | Annual Salary |
|---|---|
| 10th percentile | $55,594 |
| 25th percentile | $65,124 |
| Median (50th percentile) | $81,630 |
| 75th percentile | $107,003 |
| 90th percentile | $142,018 |
Credit Analyst Salary by State
Top 10 Highest-Paying States for Credit Analyst
| # | State | Median Salary | vs National | Employed |
|---|---|---|---|---|
| 1 | New York | $133,270 | +63.3% | 8K |
| 2 | District of Columbia | $132,590 | +62.4% | 50 |
| 3 | Virginia | $102,430 | +25.5% | 2K |
| 4 | New Jersey | $100,940 | +23.7% | 1K |
| 5 | Hawaii | $98,900 | +21.2% | 130 |
| 6 | Connecticut | $98,230 | +20.3% | 560 |
| 7 | California | $97,860 | +19.9% | 5K |
| 8 | Massachusetts | $97,080 | +18.9% | 1K |
| 9 | Delaware | $94,680 | +16.0% | 720 |
| 10 | North Carolina | $94,570 | +15.9% | 3K |
Credit Analyst Salary by Industry
How much Credit Analysts earn across industries nationwide — Finance and Insurance pays the most ($87,260 median). Ranked by median annual salary (2025 BLS OEWS data).
| # | Industry | Median Salary | vs National | Employed |
|---|---|---|---|---|
| 1 | Finance and Insurance | $87,260 | +6.9% | 46K |
| 2 | Real Estate and Rental and Leasing | $87,020 | +6.6% | 460 |
| 3 | Administrative and Support Services | $83,480 | +2.3% | 2K |
| 4 | Utilities | $83,320 | +2.1% | 90 |
| 5 | Management of Companies and Enterprises | $83,190 | +1.9% | 8K |
| 6 | Construction | $82,110 | +0.6% | 110 |
| 7 | Professional, Scientific, and Technical Services | $80,180 | -1.8% | 900 |
| 8 | Accommodation and Food Services | $76,990 | -5.7% | 90 |
| 9 | Retail Trade | $76,830 | -5.9% | 900 |
| 10 | Government (excl. schools, hospitals & USPS) | $76,270 | -6.6% | 280 |
| 11 | Wholesale Trade | $74,390 | -8.9% | 3K |
| 12 | Manufacturing | $69,430 | -14.9% | 1K |
| 13 | Health Care and Social Assistance | $67,240 | -17.6% | 80 |
| 14 | Information | $66,570 | -18.4% | 730 |
| 15 | Transportation and Warehousing | $65,720 | -19.5% | 210 |
| 16 | Educational Services | $56,500 | -30.8% | 80 |
Source: U.S. Bureau of Labor Statistics, OEWS National Industry-Specific estimates, May 2025. National figures.
Top H-1B Employers for Credit Analyst
Companies that filed the most H-1B applications for Credit Analyst roles, with their median base salary.
| # | Company | Median Salary | Filings |
|---|---|---|---|
| 1 | JPMorgan Chase | $150,000 | 15 |
| 2 | Goldman Sachs | $73,900 | 7 |
| 3 | Citi | $179,000 | 4 |
| 4 | Morgan Stanley | $118,375 | 4 |
Historical Salary Trend — Credit Analyst
| Year | Median Salary (United States) |
|---|---|
| 2022 | $73,733 |
| 2023 | $75,422 |
| 2024 | $78,827 |
| 2025 | $81,630 |
| 2026 (projected) | $84,533 |
The latest year is a projection based on recent wage trends — BLS has not yet released that year’s data.
Credit Analyst Salary by Experience Level
| Experience Level | Years | Median Annual Salary |
|---|---|---|
| Junior | 0-2 yrs | $65,124 |
| Mid-level | 3-5 yrs | $81,630 |
| Senior | 6-9 yrs | $107,003 |
| Staff / Lead | 10+ yrs | $142,018 |
Frequently Asked Questions
What is the typical salary range for a Credit Analyst in the US?
- The salary for a Credit Analyst in the United States typically ranges from $55,594 to $142,018 per year. This broad spectrum reflects variations in experience, location, and employer.
How much does a Credit Analyst earn on average?
- The median Credit Analyst salary in the US is $81,630 annually. This hourly equivalent is around $39, providing a good understanding of the mid-point compensation for the role.
Which state pays Credit Analysts the most?
- New York is the top-paying state for Credit Analysts, with an average salary of $133,270 per year. This significantly exceeds the national median of $81,630.
Is the demand for Credit Analysts high in the US?
- Yes, there is a notable demand for Credit Analysts, with a total of 64,390 professionals currently employed across the country. This level of employment suggests a stable job market for this role.