Credit Analyst Salary in New Jersey
Based on 1K+ workers in New Jersey
Median Annual Salary (NJ)
$100,940
$48.53/hr
vs National Average
$81,630
+23.7% vs national median
Salary Range (10th–90th)
$72K – $169K
1K employed in New Jersey
The median Credit Analyst salary in New Jersey is an impressive $100,940 per year, significantly outperforming the national average. This figure represents the midpoint of earnings for these financial professionals, with a substantial range stretching from $71,590 to $169,490 annually. This reflects a strong demand for skilled credit analysts within the state's robust economy.
Several factors influence the Credit Analyst salary in New Jersey. Experience level plays a crucial role, with senior analysts commanding higher compensation. Additionally, the specific industry, the size and profitability of the employer, and the analyst's educational background and certifications all contribute to salary variations. Geographic location within New Jersey can also impact earnings due to differing costs of living and regional market demands.
Salary Distribution — Credit Analyst in New Jersey
| Percentile | Annual Salary |
|---|---|
| 10th percentile | $71,590 |
| 25th percentile | $80,280 |
| Median (50th percentile) | $100,940 |
| 75th percentile | $131,320 |
| 90th percentile | $169,490 |
Top-Paying Industries for Credit Analyst (U.S.)
Which industries pay Credit Analysts the most — nationwide figures (industry-level data is not available by state). Credit Analysts in New Jersey tend to follow these industry patterns.
| Industry (U.S.) | Median Salary | Employed (U.S.) |
|---|---|---|
| Finance and Insurance | $87,260 | 46K |
| Real Estate and Rental and Leasing | $87,020 | 460 |
| Administrative and Support Services | $83,480 | 2K |
| Utilities | $83,320 | 90 |
| Management of Companies and Enterprises | $83,190 | 8K |
Source: U.S. BLS OEWS National Industry-Specific estimates, May 2025. National figures (not state-specific).
Historical Salary Trend — Credit Analyst in New Jersey vs National
| Year | Median Salary (New Jersey) |
|---|---|
| 2022 | $96,390 |
| 2023 | $79,730 |
| 2024 | $100,210 |
| 2025 | $100,940 |
| 2026 (projected) | $101,675 |
The latest year is a projection based on recent wage trends — BLS has not yet released that year’s data.
| Year | New Jersey Median | National Median |
|---|---|---|
| 2022 | $96,390 | $73,733 |
| 2023 | $79,730 | $75,422 |
| 2024 | $100,210 | $78,827 |
| 2025 | $100,940 | $81,630 |
| 2026 (projected) | $101,675 | $82,225 |
Credit Analyst Salary by Experience Level in New Jersey
| Experience Level | Years | Median Annual Salary |
|---|---|---|
| Junior | 0-2 yrs | $80,280 |
| Mid-level | 3-5 yrs | $100,940 |
| Senior | 6-9 yrs | $131,320 |
| Staff / Lead | 10+ yrs | $169,490 |
Credit Analyst Salary in Other States
Related Credit Analyst Salaries in New Jersey
How other high-demand occupations in New Jersey compare to Credit Analyst ($100,940 median).
| Occupation | Median Salary | vs Credit Analyst | Hourly |
|---|---|---|---|
| Financial Manager in NJ | $199,110 | +97.3% | $95.73/hr |
| Economist in NJ | $167,550 | +66.0% | $80.55/hr |
| Personal Financial Advisor in NJ | $158,570 | +57.1% | $76.24/hr |
| Actuary in NJ | $142,800 | +41.5% | $68.65/hr |
| Financial Analyst in NJ | $108,610 | +7.6% | $52.22/hr |
| Financial Examiner in NJ | $106,410 | +5.4% | $51.16/hr |
| Accountant in NJ | $100,830 | -0.1% | $48.48/hr |
| Compliance Officer in NJ | $100,000 | -0.9% | $48.08/hr |
| Tax Examiner in NJ | $98,630 | -2.3% | $47.42/hr |
| Budget Analyst in NJ | $96,250 | -4.6% | $46.27/hr |
| Loan Officer in NJ | $92,920 | -7.9% | $44.67/hr |
| Securities Sales Agent in NJ | $82,420 | -18.3% | $39.63/hr |
Frequently Asked Questions
How much does a Credit Analyst typically make in New Jersey?
- The median salary for a Credit Analyst in New Jersey is $100,940 per year, which averages out to about $49 per hour. This median figure falls between the typical salary range of $71,590 to $169,490 for this role in the state.
What is the salary range for Credit Analysts in New Jersey?
- In New Jersey, Credit Analysts can expect to earn between $71,590 on the lower end and up to $169,490 annually. The median salary of $100,940 provides a good benchmark within this salary spectrum.
How does the average Credit Analyst salary in New Jersey compare to the national average?
- Credit Analysts in New Jersey earn significantly more than the national average, with salaries being 23.7% higher. This means the median New Jersey salary of $100,940 is well above the national median.
What is the total number of Credit Analysts employed in New Jersey?
- There are approximately 1,220 Credit Analysts employed in New Jersey. This indicates a substantial market for this profession within the state.