Loan Officer Salary in Hawaii
Based on 980+ workers in Hawaii
Median Annual Salary (HI)
$63,740
$30.64/hr
vs National Average
$76,354
-16.5% vs national median
Salary Range (10th–90th)
$34K – $131K
980 employed in Hawaii
The median Loan Officer salary in Hawaii is $63,740 per year, according to current employment data. With approximately 980 loan officers working throughout the state, this figure represents a significant portion of Hawaii's financial services workforce. However, this median falls about 17% below the national average, reflecting regional economic differences and cost-of-living variations across the United States.
Several factors influence Loan Officer salary in Hawaii, including years of experience, educational background, and the specific type of lending institution. Loan officers working for larger banks or mortgage companies typically earn differently than those at credit unions or smaller lenders. Additionally, individual performance metrics, client base size, and commission structures play important roles in determining total compensation within the state's competitive financial services market.
Salary Distribution — Loan Officer in Hawaii
| Percentile | Annual Salary |
|---|---|
| 10th percentile | $34,150 |
| 25th percentile | $48,060 |
| Median (50th percentile) | $63,740 |
| 75th percentile | $100,510 |
| 90th percentile | $131,020 |
Top-Paying Industries for Loan Officer (U.S.)
Which industries pay Loan Officers the most — nationwide figures (industry-level data is not available by state). Loan Officers in Hawaii tend to follow these industry patterns.
| Industry (U.S.) | Median Salary | Employed (U.S.) |
|---|---|---|
| Retail Trade | $103,260 | 12K |
| Real Estate and Rental and Leasing | $84,090 | 3K |
| Government (excl. schools, hospitals & USPS) | $81,330 | 6K |
| Management of Companies and Enterprises | $79,570 | 12K |
| Other Services (except Public Administration) | $77,140 | 560 |
Source: U.S. BLS OEWS National Industry-Specific estimates, May 2025. National figures (not state-specific).
Historical Salary Trend — Loan Officer in Hawaii vs National
| Year | Median Salary (Hawaii) |
|---|---|
| 2022 | $66,370 |
| 2023 | $68,330 |
| 2024 | $70,280 |
| 2025 | $63,740 |
| 2026 (projected) | $63,740 |
The latest year is a projection based on recent wage trends — BLS has not yet released that year’s data.
| Year | Hawaii Median | National Median |
|---|---|---|
| 2022 | $66,370 | $68,453 |
| 2023 | $68,330 | $70,692 |
| 2024 | $70,280 | $73,485 |
| 2025 | $63,740 | $76,354 |
| 2026 (projected) | $63,740 | $76,354 |
Loan Officer Salary by Experience Level in Hawaii
| Experience Level | Years | Median Annual Salary |
|---|---|---|
| Junior | 0-2 yrs | $48,060 |
| Mid-level | 3-5 yrs | $63,740 |
| Senior | 6-9 yrs | $100,510 |
| Staff / Lead | 10+ yrs | $131,020 |
Loan Officer Salary in Other States
Related Loan Officer Salaries in Hawaii
How other high-demand occupations in Hawaii compare to Loan Officer ($63,740 median).
| Occupation | Median Salary | vs Loan Officer | Hourly |
|---|---|---|---|
| Financial Manager in HI | $134,210 | +110.6% | $64.52/hr |
| Credit Analyst in HI | $98,900 | +55.2% | $47.55/hr |
| Financial Analyst in HI | $94,640 | +48.5% | $45.50/hr |
| Budget Analyst in HI | $92,380 | +44.9% | $44.41/hr |
| Economist in HI | $83,050 | +30.3% | $39.93/hr |
| Compliance Officer in HI | $82,590 | +29.6% | $39.71/hr |
| Tax Examiner in HI | $77,190 | +21.1% | $37.11/hr |
| Personal Financial Advisor in HI | $76,070 | +19.3% | $36.57/hr |
| Accountant in HI | $74,500 | +16.9% | $35.82/hr |
| Insurance Sales Agent in HI | $64,170 | +0.7% | $30.85/hr |
| Financial Examiner in HI | $62,720 | -1.6% | $30.15/hr |
| Securities Sales Agent in HI | $57,590 | -9.6% | $27.69/hr |
Frequently Asked Questions
How much do loan officers make in Hawaii?
- The median salary for loan officers in Hawaii is $63,740 per year, or approximately $31 per hour. This is 16.5% below the national average, making it a relatively lower-paying state for this profession.
What is the salary range for loan officers in Hawaii?
- Loan officer salaries in Hawaii range from a low of $34,150 to a high of $131,020 per year, depending on experience, employer, and individual performance. This wide range reflects the variation in compensation across different loan officer positions and career stages.
How many loan officers are employed in Hawaii?
- There are approximately 980 loan officers currently employed in Hawaii. This represents a relatively modest job market for this profession in the state.
Is the loan officer salary in Hawaii lower than the national average?
- Yes, Hawaii's median loan officer salary of $63,740 is 16.5% below the national average. Job seekers considering this role in Hawaii should factor in this pay differential when evaluating opportunities.