Loan Officer Salary in North Carolina
Based on 11K+ workers in North Carolina
Median Annual Salary (NC)
$75,920
$36.50/hr
vs National Average
$76,354
-0.6% vs national median
Salary Range (10th–90th)
$43K – $130K
11K employed in North Carolina
The median Loan Officer salary in North Carolina is $75,920 annually, placing it slightly below the national average by 1%. With approximately 10,700 workers in the state, this role plays a significant part in the financial sector. The salary range for a Loan Officer in North Carolina spans from $43,270 to $130,480, reflecting a broad spectrum of earning potential within the profession.
Several factors influence the Loan Officer salary in North Carolina. Experience level, the specific type of lending institution, and the volume of business handled by the loan officer are primary drivers. Geographic location within North Carolina, such as major metropolitan areas versus smaller towns, can also impact compensation, as can specialized certifications or skills within the mortgage or financial services industry.
Salary Distribution — Loan Officer in North Carolina
| Percentile | Annual Salary |
|---|---|
| 10th percentile | $43,270 |
| 25th percentile | $57,680 |
| Median (50th percentile) | $75,920 |
| 75th percentile | $100,550 |
| 90th percentile | $130,480 |
Top-Paying Industries for Loan Officer (U.S.)
Which industries pay Loan Officers the most — nationwide figures (industry-level data is not available by state). Loan Officers in North Carolina tend to follow these industry patterns.
| Industry (U.S.) | Median Salary | Employed (U.S.) |
|---|---|---|
| Retail Trade | $103,260 | 12K |
| Real Estate and Rental and Leasing | $84,090 | 3K |
| Government (excl. schools, hospitals & USPS) | $81,330 | 6K |
| Management of Companies and Enterprises | $79,570 | 12K |
| Other Services (except Public Administration) | $77,140 | 560 |
Source: U.S. BLS OEWS National Industry-Specific estimates, May 2025. National figures (not state-specific).
Historical Salary Trend — Loan Officer in North Carolina vs National
| Year | Median Salary (North Carolina) |
|---|---|
| 2022 | $75,530 |
| 2023 | $67,240 |
| 2024 | $75,820 |
| 2025 | $75,920 |
| 2026 (projected) | $76,020 |
The latest year is a projection based on recent wage trends — BLS has not yet released that year’s data.
| Year | North Carolina Median | National Median |
|---|---|---|
| 2022 | $75,530 | $68,453 |
| 2023 | $67,240 | $70,692 |
| 2024 | $75,820 | $73,485 |
| 2025 | $75,920 | $76,354 |
| 2026 (projected) | $76,020 | $76,455 |
Loan Officer Salary by Experience Level in North Carolina
| Experience Level | Years | Median Annual Salary |
|---|---|---|
| Junior | 0-2 yrs | $57,680 |
| Mid-level | 3-5 yrs | $75,920 |
| Senior | 6-9 yrs | $100,550 |
| Staff / Lead | 10+ yrs | $130,480 |
Loan Officer Salary in Other States
Related Loan Officer Salaries in North Carolina
How other high-demand occupations in North Carolina compare to Loan Officer ($75,920 median).
| Occupation | Median Salary | vs Loan Officer | Hourly |
|---|---|---|---|
| Financial Manager in NC | $166,780 | +119.7% | $80.18/hr |
| Economist in NC | $136,150 | +79.3% | $65.46/hr |
| Actuary in NC | $128,730 | +69.6% | $61.89/hr |
| Financial Analyst in NC | $102,390 | +34.9% | $49.23/hr |
| Financial Examiner in NC | $100,730 | +32.7% | $48.43/hr |
| Personal Financial Advisor in NC | $96,880 | +27.6% | $46.58/hr |
| Credit Analyst in NC | $94,570 | +24.6% | $45.47/hr |
| Budget Analyst in NC | $82,350 | +8.5% | $39.59/hr |
| Accountant in NC | $82,050 | +8.1% | $39.45/hr |
| Tax Examiner in NC | $80,900 | +6.6% | $38.89/hr |
| Compliance Officer in NC | $78,500 | +3.4% | $37.74/hr |
| Securities Sales Agent in NC | $74,040 | -2.5% | $35.60/hr |
Frequently Asked Questions
What is the average salary for a Loan Officer in North Carolina?
- The median salary for a Loan Officer in North Carolina is $75,920 per year, which breaks down to about $37 per hour. This means that half of all Loan Officers in the state earn more than this amount, and half earn less.
How much can a Loan Officer in North Carolina expect to make?
- The salary range for Loan Officers in North Carolina is quite broad, from $43,270 on the lower end to $130,480 on the higher end. This wide range reflects differences in experience, location, and the types of institutions they work for.
How does the salary for Loan Officers in North Carolina compare to the national average?
- Loan Officers in North Carolina earn slightly less than the national average, with salaries being approximately 0.6% lower. While this difference is small, it's a factor to consider when evaluating job opportunities in the state.
How many Loan Officers are employed in North Carolina?
- There are an estimated 10,700 Loan Officers employed in North Carolina. This indicates a solid job market for professionals in this field within the state.