SalaryData

Loan Officer Salary in Florida

Based on 19K+ workers in Florida

Data year: 2025 · Last updated: June 2026

Median Annual Salary (FL)

$71,090

$34.178/hr

vs National Average

$76,354

-6.9% vs national median

Salary Range (10th–90th)

$33K $133K

19K employed in Florida

The median loan officer salary in Florida is $71,090 per year, with approximately 18,830 professionals currently employed in the state. This figure sits about 7% below the national average, reflecting regional differences in the lending industry. Loan officers in Florida earn between $33,180 and $133,070 annually, demonstrating considerable variation based on individual circumstances and career progression.

Several factors influence loan officer salary in Florida, including experience level, employer type, and specialization within lending. Larger financial institutions and mortgage companies often offer different compensation structures than smaller regional banks. Geographic location within Florida, educational background, and professional certifications can also impact earning potential. Additionally, market conditions and the overall health of the real estate and lending industries play significant roles in salary ranges across the state.

Salary Distribution — Loan Officer in Florida

Loan Officer (FL) salary percentiles
PercentileAnnual Salary
10th percentile$33,180
25th percentile$49,200
Median (50th percentile)$71,090
75th percentile$100,550
90th percentile$133,070

Historical Salary Trend — Loan Officer in Florida vs National

Historical Loan Officer (Florida vs National) salary trend
YearMedian Salary (United States)
2022$59,530
2023$65,560
2024$71,340
2025$71,090
Historical salary trend for Loan Officer in Florida
YearFlorida MedianNational Median
2022$59,530$68,453
2023$65,560$70,692
2024$71,340$73,485
2025$71,090$76,354

Loan Officer Salary by Experience Level in Florida

Loan Officer Salary in Other States

Frequently Asked Questions

How much do loan officers make in Florida?

The median salary for loan officers in Florida is $71,090 per year, or $34 per hour. This is 6.9% below the national average for this profession.

What is the salary range for loan officers in Florida?

Loan officer salaries in Florida range from $33,180 at the lower end to $133,070 at the higher end, representing a significant spread based on experience and performance.

How many loan officers are employed in Florida?

There are approximately 18,830 loan officers currently employed in Florida, making it a substantial employment market for this profession.

Is a loan officer salary in Florida competitive compared to the national average?

Florida loan officer salaries are slightly below the national average by 6.9%, with the median at $71,090 annually compared to higher-paying regions across the United States.

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