Loan Officer Salary in Florida
Based on 19K+ workers in Florida
Median Annual Salary (FL)
$71,090
$34.18/hr
vs National Average
$76,354
-6.9% vs national median
Salary Range (10th–90th)
$33K – $133K
19K employed in Florida
The median loan officer salary in Florida is $71,090 per year, with approximately 18,830 professionals currently employed in the state. This figure sits about 7% below the national average, reflecting regional differences in the lending industry. Loan officers in Florida earn between $33,180 and $133,070 annually, demonstrating considerable variation based on individual circumstances and career progression.
Several factors influence loan officer salary in Florida, including experience level, employer type, and specialization within lending. Larger financial institutions and mortgage companies often offer different compensation structures than smaller regional banks. Geographic location within Florida, educational background, and professional certifications can also impact earning potential. Additionally, market conditions and the overall health of the real estate and lending industries play significant roles in salary ranges across the state.
Salary Distribution — Loan Officer in Florida
| Percentile | Annual Salary |
|---|---|
| 10th percentile | $33,180 |
| 25th percentile | $49,200 |
| Median (50th percentile) | $71,090 |
| 75th percentile | $100,550 |
| 90th percentile | $133,070 |
Top-Paying Industries for Loan Officer (U.S.)
Which industries pay Loan Officers the most — nationwide figures (industry-level data is not available by state). Loan Officers in Florida tend to follow these industry patterns.
| Industry (U.S.) | Median Salary | Employed (U.S.) |
|---|---|---|
| Retail Trade | $103,260 | 12K |
| Real Estate and Rental and Leasing | $84,090 | 3K |
| Government (excl. schools, hospitals & USPS) | $81,330 | 6K |
| Management of Companies and Enterprises | $79,570 | 12K |
| Other Services (except Public Administration) | $77,140 | 560 |
Source: U.S. BLS OEWS National Industry-Specific estimates, May 2025. National figures (not state-specific).
Historical Salary Trend — Loan Officer in Florida vs National
| Year | Median Salary (Florida) |
|---|---|
| 2022 | $59,530 |
| 2023 | $65,560 |
| 2024 | $71,340 |
| 2025 | $71,090 |
| 2026 (projected) | $71,090 |
The latest year is a projection based on recent wage trends — BLS has not yet released that year’s data.
| Year | Florida Median | National Median |
|---|---|---|
| 2022 | $59,530 | $68,453 |
| 2023 | $65,560 | $70,692 |
| 2024 | $71,340 | $73,485 |
| 2025 | $71,090 | $76,354 |
| 2026 (projected) | $71,090 | $76,354 |
Loan Officer Salary by Experience Level in Florida
| Experience Level | Years | Median Annual Salary |
|---|---|---|
| Junior | 0-2 yrs | $49,200 |
| Mid-level | 3-5 yrs | $71,090 |
| Senior | 6-9 yrs | $100,550 |
| Staff / Lead | 10+ yrs | $133,070 |
Loan Officer Salary in Other States
Related Loan Officer Salaries in Florida
How other high-demand occupations in Florida compare to Loan Officer ($71,090 median).
| Occupation | Median Salary | vs Loan Officer | Hourly |
|---|---|---|---|
| Financial Manager in FL | $153,280 | +115.6% | $73.69/hr |
| Actuary in FL | $132,110 | +85.8% | $63.51/hr |
| Economist in FL | $102,430 | +44.1% | $49.25/hr |
| Personal Financial Advisor in FL | $100,970 | +42.0% | $48.54/hr |
| Financial Analyst in FL | $94,490 | +32.9% | $45.43/hr |
| Budget Analyst in FL | $84,170 | +18.4% | $40.47/hr |
| Accountant in FL | $79,250 | +11.5% | $38.10/hr |
| Credit Analyst in FL | $78,360 | +10.2% | $37.67/hr |
| Financial Examiner in FL | $76,230 | +7.2% | $36.65/hr |
| Compliance Officer in FL | $74,920 | +5.4% | $36.02/hr |
| Securities Sales Agent in FL | $62,770 | -11.7% | $30.18/hr |
| Tax Examiner in FL | $61,660 | -13.3% | $29.64/hr |
Frequently Asked Questions
How much do loan officers make in Florida?
- The median salary for loan officers in Florida is $71,090 per year, or $34 per hour. This is 6.9% below the national average for this profession.
What is the salary range for loan officers in Florida?
- Loan officer salaries in Florida range from $33,180 at the lower end to $133,070 at the higher end, representing a significant spread based on experience and performance.
How many loan officers are employed in Florida?
- There are approximately 18,830 loan officers currently employed in Florida, making it a substantial employment market for this profession.
Is a loan officer salary in Florida competitive compared to the national average?
- Florida loan officer salaries are slightly below the national average by 6.9%, with the median at $71,090 annually compared to higher-paying regions across the United States.